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Hurricane Ian SBA Disaster Assistance

Article Highlights:

  • Counties that Qualify For Loans

  • Application Deadlines

  • Types of Disaster Loans

  • Interest Rates

  • Hurricane Ian Disaster Fact Sheet

  • Application Assistance

The Small Business Administration (SBA) provides disaster assistance for homeowners, renters, nonprofits, and businesses of all sizes affected by Hurricane Ian.

Caution: The following list of qualifying counties is preliminary and can change as damage assessments are concluded.

Florida Areas Eligible for SBA Disaster Loans - In the Florida counties of: Charlotte, Collier, DeSoto, Hardee, Hillsborough, Lee, Manatee, Pinellas, and Sarasota.

For Economic Injury Only Loans: in the contiguous Florida counties of: Broward, Glades, Hendry, Highlands, Miami-Dade, Monroe, Pasco, and Polk.

Application Filing Deadlines:

  • Physical damage: November 28, 2022

  • Economic injury: June 29, 2023

Types of available disaster loans:

  • Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.

  • Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.

  • Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.

Interest Rates:

LOAN INTEREST RATES

Physical Damage Loans

Home Owners

With Credit Available Elsewhere

4.375%

Without Credit Available Elsewhere

2.188%

Businesses

With Credit Available Elsewhere

6.080%

Without Credit Available Elsewhere

3.040%

Non-Profits

With Credit Available Elsewhere

1.875%

Without Credit Available Elsewhere

1.875%

Economic Injury Loans

Businesses & Small Agricultural Cooperatives

Without Credit Available Elsewhere

3.040%

Non-Profit Organizations

Without Credit Available Elsewhere

1.875%

More detailed information can be found in the Hurricane Ian disaster fact sheet.

Get help with your application

Applicants are encouraged to apply online for a disaster loan. Please call the SBA at 800‐659‐2955 if you have any loan questions.

For any disaster related tax issues please give this office.

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